1. Introduction

Investing in tokenized assets, including investment and loyalty tokens offered by Coventus, carries inherent financial risks. These assets are subject to market volatility, regulatory changes, and liquidity constraints. Before participating in any transaction, you should carefully assess your financial situation and risk tolerance.

By accessing and using our platform, you acknowledge and accept the risks outlined below. Coventus does not provide financial, investment, tax, or legal advice, and we strongly recommend consulting professional advisors before engaging in any transactions.

2. General Investment Risks

• Market Volatility: The value of tokenized assets can fluctuate significantly due to changes in market demand, investor sentiment, regulatory developments, and economic conditions.
• Liquidity Risks: Certain tokens may have limited trading markets, making it difficult to sell or convert them into fiat currency or other assets.
• Regulatory Risks: Digital asset markets are evolving, and regulatory frameworks differ across jurisdictions. Changes in laws, regulations, or enforcement actions may impact token usability, liquidity, or legality.
• No Guaranteed Returns: Investing in tokenized assets does not guarantee profits or returns. Past performance is not indicative of future results.

3. Risks Specific to Tokenized Assets

• Technological Risks: Blockchain and smart contract technologies may be vulnerable to technical failures, cyber-attacks, hacking incidents, or bugs that could affect token integrity and security.
• Custody and Security Risks: You are responsible for safeguarding your private keys, digital wallets, and account credentials. Coventus is not liable for unauthorized access, theft, or loss of digital assets due to negligence or third-party actions.
• Smart Contract Risks: Automated transactions using smart contracts may be subject to coding errors, vulnerabilities, or unforeseen bugs that could impact token functionality.
• Regulatory Uncertainty: The legal status of tokenized assets varies by jurisdiction, and regulatory changes could impact their usability, tradeability, or compliance requirements.

4. Risks Associated with Loyalty Tokens

• Limited Use Cases: Loyalty tokens may only be redeemable within specific platforms or merchant ecosystems, limiting their broader utility.
• Expiration and Redemption Restrictions: Some loyalty tokens may have expiration dates, restricted redemption options, or conditions that affect their usability.
• Issuer Discretion: The value, availability, and usability of loyalty tokens are subject to the issuer’s policies and may change without notice.

5. Third-Party and External Risks

• Counterparty Risks: Transactions involving third-party service providers, such as exchanges, custodians, or other platforms, carry risks associated with their security, solvency, and regulatory compliance.
• Scams and Fraud: Investors should remain vigilant against fraudulent schemes, phishing attempts, and unauthorized solicitations impersonating Coventus.

6. No Guarantee of Platform Availability

Coventus strives to provide continuous and reliable service; however, we do not guarantee uninterrupted access to our platform. System failures, cyberattacks, maintenance, or external factors may disrupt services and impact token accessibility.

7. Limitation of Liability

To the fullest extent permitted by law, Coventus disclaims all liability for losses, damages, or claims arising from:

• Market fluctuations affecting token prices.
• Technical failures, hacking incidents, or cybersecurity breaches.
• Legal or regulatory restrictions affecting token availability or tradeability.
• Loss of access due to user negligence, lost private keys, or forgotten passwords.

Coventus is not responsible for individual investment decisions and will not compensate users for any losses incurred through transactions on our platform.

8. Risk Management and Due Diligence

Before engaging in any token transactions, we encourage you to:

• Conduct Thorough Research: Understand the nature, utility, and risks of the token you are purchasing.
• Consult a Professional: Seek advice from financial, legal, and tax professionals before making investment decisions.
• Diversify Your Portfolio: Avoid overexposure to a single asset class or token type.
• Use Secure Wallets and Platforms: Protect your digital assets by using reputable, secure wallets and platforms.

9. Updates to This Risk Warning

Coventus may update this Risk Warning page from time to time. Any modifications will be posted here, and continued use of our platform indicates your acceptance of these updates.

10. Contact Information

For any questions or concerns regarding risks associated with tokenized assets, please contact us at:
Email: legal@coventuscapital.com